Find peace of mind with our insurance policies that include:
Life, Accident, Health, Contents/Fire
Explore Your Options:
Kemper Life CornerstoneTM
Whole Life Insurance
Lifelong coverage that provides a financial payout for final expenses. It can grow with you if premiums are kept up to date.
Duration: Your coverage lasts a lifetime.
Cash Value: Yes
Purpose: Permanent insurance, burial, final costs
Kemper Life SafeguardTM
Term Life Insurance
Provides affordable coverage for a set period of time.
Duration: Your coverage lasts for a set number of years or until a specific age, depending on the term life policy you choose.
Cash Value: No
Purpose: Protection to help cover important expenses such as household bills, debts, loss of income, or other concerns. Less expensive that whole life.
Kemper Life LegacyTM
Graded Death Benefit
Lifelong coverage for those who may not qualify for standard coverage. The death benefit is limited in the first two policy years.
Duration: Your coverage lasts a lifetime.
Cash Value: Yes
Purpose: Permanent insurance, burial, final costs
Other Products
Kemper Life Accident and Health Solutions
A safety net that provides cash to help with bills and daily necessities in the event of an accident or specific illness.
Kemper Life Contents/Fire Insurance
Safeguards personal and valuable possessions inside your home if they're damaged or destroyed by risks included in your policy.
Kemper Life Options
View a list of the most common questions about Kemper Life products and get the answers you need.
Kemper Life
Accident and Health Solutions
A safety net that provides cash to help with bills and daily necessities in the event of an accident or specific illness.
Kemper Life
Contents/Fire Insurance
Safeguards personal and valuable possessions inside your home if they're damaged or destroyed by risks included in your policy.
Quick Links
Kemper Life Insurance Frequently Asked Questions
We offer a variety of plans, including Whole Life, Term Life, Accident and Health, and more. Each option is designed to help benefit different needs based on budgets and stages of life.
Whole Life insurance provides lifelong coverage with fixed premiums and guaranteed benefits. It may help cover final expenses, protect your family financially, and even build cash value over time.
Term Life insurance offers coverage for a set period of time. It’s a great choice for those who want protection during key years—such as paying off a mortgage, raising children, or covering other short-term responsibilities.
This option is designed for people who may not qualify for traditional coverage due to health or age. It may provide protection with modified benefits in the first few years of the policy.